Though most consumers and small businesses are unaware, their financial data is at the heart of a critical conversation happening amongst key players in the financial services space today. 

In this white paper, we’ll explain the forces driving this dialog and offer a clear path forward for financial institutions and fintech firms and the consumers and small businesses they serve. 

Topics covered:

• The forces driving the big banks to move to APIs over screen scraping
• What the end of screen scraping means and how each party will be impacted by this change 
• A clear path forward for open banking in the U.S.
• The introduction of "Permissioned Banking"